Loan Outstanding Calculator
Enter the loan terms and add every repayment made. The calculator processes repayments in date order and updates the outstanding balance through today's date.
LOAN DETAILS
REPAYMENT HISTORY
Add each repayment separately. Every repayment date must be after the disbursement date and cannot be in the future. You may add as many repayments as needed.
TOTAL OUTSTANDING AS OF
—
Original principal—
Total repayments received—
Principal outstanding—
Interest outstanding—
Total interest accrued (gross)—
Repayments applied to interest—
Repayments applied to principal—
Calculation date—
Repayment-wise calculation
| Date | Opening balance | Interest accrued | Repayment | Applied to interest | Applied to principal | Closing balance |
|---|
Calculation convention: interest compounds on the total unpaid balance, including unpaid interest. Each repayment is applied first to accrued but unpaid interest; any excess reduces principal. Interest then continues on the reduced total balance. This is an illustrative calculation; confirm the compounding and repayment-allocation terms in the loan agreement before relying on it as a formal statement of account.